About Touring Caravan Insurance
Touring caravan insurance protects a caravan against loss or damage. A touring caravan is designed to be mobile and towed by a vehicle. This differs from static caravans, which are primarily fixed in one place.
Touring caravan insurance isn’t a legal requirement, but it is something worth considering. In most cases, a car insurance policy will not cover damage to a caravan while being towed.
Touring caravans can easily be the target of theft, which is where caravan insurance provides the protection required.
Why consider Touring Caravan Insurance:
- New for old cover, which ensures that if any contents are stolen or damaged beyond repair, successful claims will indemnify a brand-new replacement.
- Storm damage will cover the cost of a caravan if it’s damaged by a storm or flooding. This is particularly important if a caravan in an area that is prone to flooding or bad weather.
- Contents cover is similar to home and contents insurance. This protects personal belongings against damage or theft, based on how much the contents are worth.
Not everything will be covered. Exclusions include:
Damage through lack of security, such as no wheel clamps
Damage that is caused by everyday wear and tear
Damage from mildew or insect infestation and if the caravan is stored in a location that is not approved
Product Summary
Pardus underwrite on behalf of A-rated insurers in total support of regulated intermediaries.
With empowered, inhouse underwriters, Pardus provides a broad offering of insurance products across a diverse range of trades and sectors.
Features and Benefits
- Up to £75,000 sum insured per caravan
- Up to £5 million Public Liability cover
- £10,000 Personal Accident cover
Appetite
- The caravan:
- Must be 25 years of age or less at inception
- Must be under 23ft long internally and under 8ft wide
- Folding/compact caravans are acceptable
