About Combined Liability Insurance
A comprehensive insurance to cover both members of the public and employees of a business.
Combined Liability Insurance consists of a combination of Public Liability, Product Liability and Employers Liability cover.
Every business should have adequate protection against these liabilities.
Why consider Combined Liability Insurance:
- Employers’ Liability Insurance is compulsory for employers, and trade associations may require Public Liability Insurance. Should be taken out by any company that deals directly with the public or works away from home at other premises.
- This insurance enables companies to meet the cost of compensation or legal fees with regards to employee or public claims. In case of things going wrong, a business could be affected both in reputation and financially.
- All managed under one policy.
Combined Liability Insurance Policy features:
Public Liability:
covering the insured against all legal liability for death or injury to members of the public or loss of or damage to their property in connection with the business. Many trade associations require this insurance as a condition of membership.
Product Liability:
this protects the insured against financial loss when damage or injury is caused by the use of their product.
Employers’ Liability:
covering employers for any sum which they may be liable to pay to any employee injured or diseased in the course of their employment and during working hours, also whilst working temporarily abroad. Compulsory for any UK employer under the terms of the Employers’ Liability (Compulsory Insurance) Act 1969
Product Summary
Pardus underwrite on behalf of A-rated insurers in total support of regulated intermediaries.
With empowered, inhouse underwriters, Pardus provides a broad offering of insurance products across a diverse range of trades and sectors.
Features and Benefits
- Up to £10 million Employers Liability
- Up to £10 million Public Liability
- Up to £5 million PO Liability
Trade Appetite
- Engineering
- Sports
- Catering
- Manufacturers
- Retail
- Leisure
- Food and Drink
- Whole-sailing
- Distribution
- Property Owners
